Independent Living Housing
Seniors who reside in independent living housing are responsible for their own personal care. However, housekeeping and laundry may be offered in some styles of senior housing. Upkeep of the grounds and general maintenance is always provided. Social events and other outings are sometimes provided and arranged. Some centers offer a variety of classes, designed to keep the mind and body active.
Senior housing can be age inclusive, meaning they are open to all retirees, or they can be age exclusive, meaning only seniors who are over the age of 55 can live there. The cost of non-HUD subsidized senior communities is generally the same cost as the area housing market. Some may be slightly higher in cost if certain amenities are included, such as:
- A gated entrance with a guard on duty
- Scheduled transportation
- Swimming pools
The difference between independent living housing and other senior options such as assisted living, continuing care and nursing home care is senior retirement communities and apartments do not provide dressing help, medication reminders and toilet help. Of course, those requiring in-home care may use family caregivers, home caregivers or home health aides.
Because no healthcare is provided, private insurance, Medicare and Medicaid do not help with payments. Senior communities are not regulated by local, state or federal guidelines, unless they accept Section 8. Rules and regulations are set by the management company that owns the community.